Financial Services

Attorneys in our Financial Services Group have long-standing and diversified experience representing financial institutions, commercial finance companies and other specialty lenders, as well as leasing companies, private investors and local, regional and national lenders. We represent our clients in matters ranging from the ordinary -- such as business and real estate loan documentation and closings, to the complex -- including multi-lender, mixed collateral and debt/equity transactions.  ARD&H attorneys regularly serve as Maryland counsel in large multi-state real property financial transactions and we have extensive experience in loan workout and restructure, inter-creditor arrangements, equipment finance and leasing, and loan syndication. Our Financial Services Group works closely with our Business Group to counsel corporate and business borrowers in the negotiation and closing of their debt financing transactions.

This momument to Edgar Allan Poe is located within Law Center Plaza at the University of Baltimore. Originally dedicated in 1921 its first location was in Wyman Park at the corner of 29th Street. The model for this monument was destroyed in a house fire, the second was destroyed in an earthquake and the third was delayed many years during WW I from being shipped across the Atlantic. The original base contained two errors in its dedication quote, with one corrected by a fan using a chisel.

Pictured from left to right
Renée Bronfein Ades, Robert M. Horne, Eric D. Disharoon and Carol G. Cooper.

Located within Patterson Park is this monument to General Kazimierz Pulaski who was considered the “father of the American cavalry” for his unique military techniques. He was a friend of Ben Franklin and saved George Washington's life during the Battle of Brandywine. The monument illustrates General Pulaski and Captain Paul Bentalou leading their cavalry at the Siege of Savannah. Pulaski died during this battle after being shot in the thigh.

Pictured from left to right
Yale M. Ginsburg, F. Kirk Kolodner, Walter R. Stone, David B. Applefeld, Michael G. Hendler, Jerald B. Lurie, Leslie J. Polt, Andrew Radding.

Positioned at the corner of Howard and Eager Streets — on land that was part of his estate — the statue of John Eager Howard was a gift of the Municipal Art Society of Baltimore City. Howard was a colonel in the Continental Army, lead by General George Washington and this piece resides in the shadow of the nearby Washington Monument. Howard County is named in his honor.

Pictured from left to right
Robert M. Horne, Carol G. Cooper, Walter R. Stone

Positioned outside The Lacrosse Museum at Johns Hopkins University, the Creator’s Game monument depicts two Iroquois Indians playing lacrosse with one intercepting a pass directed to the other. The  inscription on the base is inscribed with the words: "The game of Lacrosse was given by the Creator to the Ho-de-no-saunee (Iroquois) and other Native American people many ages ago. It is from the Iroquois that the modern game most directly descends. May this sculpture forever honor the Iroquois and the origins of Lacrosse."

Pictured from left to right
David B. Applefeld, Mark L. Miller and Robert M. Horne

This monument to General Marquis de Lafayette resides just beneath the Washington Monument in Baltimore. With General Washington’s pointing outwards, it appears as if he is directing Lafayette to ride off into the distance under his command. One of only six individuals to be awarded honorary United States citizenship, this statue was dedicated to General Lafayette in 1924.

Pictured from left to right
Walter R. Stone, Oren D. Saltzman, Eric D. Disharoon

The Military Courage Statue was installed at Mount Vernon Place in 1885. Baltimore art collector William Walters presented this as a gift to the City which is modeled after Michaelangelo’s statue at the tomb of Lorenzo de’ Medici in Florence. "Sister" statues were created along with Courage entitled Faith, Meditation and Charity.

Pictured from left to right
Eric D. Disharoon, Renée Bronfein Ades, Oren D. Saltzman, F. Kirk Kolodner.

This statue to George Peabody is positioned in Mount Vernon, just east of the Washington Monument. An entreprenuer who moved to Baltimore in 1816 he co-founded Peabody, Riggs, and Company. Recognized as the father of modern philanthropy, he established the first music conservatory in the United States in Baltimore -- now known as the Peabody Institute -- in 1857.  The Peabody Education Fund is believed to have donated more than $8 million to charitable trusts and organizations.

Pictured from left to right
F. Kirk Kolodner, Carol G. Cooper, Walter R. Stone, Oren D. Saltzman

Oren D. Saltzman poses with "The Dealings" a statue dedicated to James Rouse, recognized as the founder of Columbia, MD, and his brother Williard. Erected in 1986, it overlooks Lake Kittamaqundi in downtown Columbia and was rededicated in June 2002 in honor of Columbia's 35th anniversary.

Pictured
Oren D. Saltzman

The Severn Teackle Wallis monument is positioned at Mount Vernon Place at it peers down Monument Street. Recognized as among the premiere lawyers of his generation, Severn Teackle was elected to the Maryland Legislature in 1861 where he led a group of politicians against the Civil War. President Lincoln had him jailed for these actions.

Pictured from left to right
Robert Horne, Renée Bronfein Ades, F. Kirk Kolodner and Eric D. Disharoon

The Star-Spangled Banner Memorial resides beneath the pagoda at Patterson Park. The sculpture depicts two school children holding a scroll that reads: "To commemorate the centennial of the writing of the Star-Spangled Banner, the pupils of the public schools of Baltimore have erected this memorial upon Hampstead Hill where in September, 1814, the citizen soldiers of Maryland stood ready to sacrifice their lives in defense of their homes and their country."

Pictured from left to right
Yale M. Ginsburg, David B. Applefeld, Andrew Radding, Walter R. Stone, F. Kirk Kolodner, Jerald B. Lurie, Leslie J. Polt and Michael G. Hendler.

Oren D. Saltzman poses with "The Hug," a statue positioned in Columbia Town Center overlooking Lake Kittamaqundi. The plaque beneath it reads: Dedicated to Mort Hoppenfeld, whose plans and designs for Columbia embrace all people." The monument was unveiled in June 1987 in honor of Columbia's 20th anniversary.

Pictured
Oren D. Saltzman

Located at Eutaw Place and W. Lanvale Street in the Bolton Hill section of Baltimore City, this sculpture of Francis Scott Key is one of two honoring the author of our country’s National Anthem. Dedicated in 1911 and created by French sculptor Marius Jean Antonin Mercie, it shows Key in a row boat with poem in hand, and accompanied by another sailor. The sculpture was designed to memorialize the poet’s return from the British ship on which he had been detained during the bombardment of Fort McHenry.

Pictured from left to right
Rob Horne, David Rudow, Marc Noren, Carol G. Cooper, Renée Bronfein Ades, Michael Hendler, Jerald Lurie, David Applefeld and Andrew Radding.

Known as Shot Tower Park, the tract of land adjacent to Baltimore's Police Headquarters contains a memorial honoring fallen officers in the United States. The park, unveiled in 1978, consists of three statues, a large panel of inscribed names and various dedication plaques. They face City Hall and War Memorial Plaza.

Pictured from left to right
Geoffrey W. Washington, David B. Applefeld, Judge Paul A. Dorf, Walter R. Stone, Renée Bronfein Ades, F. Kirk Kolodner and Eric D. Disharoon.

Located within Canton Square — which was previously the site of Canton Market — resides this memorial to Captain John O’Donnell, recognized as the founder of the Canton Community. Captain O'Donnell first initiated trade between Canton, China and Baltimore in 1785 and operated his own fleet of merchant sailing vessels.

Pictured from left to right
Geoffrey W. Washington, David B. Applefeld, Walter R. Stone, Carol G. Cooper, Judge Paul A. Dorf, F. Kirk Kolodner, Renée Bronfein Ades, Eric D. Disharoon.